Jim Toner Investor and Author

Jim Toner is a successful real estate investor who has also written multiple books on the subject. He enjoys teaching other people about running a business and investing in real estate.

Writing books is harder than most people realize. It took Jim several years to publish his first book. After years of writing, he worked with a quality editor who helped Jim improve his work. Although his first book was not a success, it taught him valuable lessons about the process. Jim Toner said, he has written dozens of books about real estate investing.

Financing

One of the biggest obstacles for people who want to invest in real estate is financing. Few people have the cash to purchase an investment property. Many banks do not want to work with real estate investors because they consider the customers risky.

In the last housing crash, many banks lost billions of dollars on bad real estate loans. Since the recession in 2008, numerous banks have increased lending standards.

According to Medium, Jim Toner teaches investors how to secure capital to make a real estate purchase. There are ways that investors can look more appealing to banks to obtain financing. In most cases, increasing a person’s credit score drastically improves their odds of getting mortgage approval. Most people do not realize how a small increase in a credit score can impact a mortgage application.

Rental Property

Jim recommends that people invest in rental properties for multiple reasons. Owning a rental home provides a way to make additional income each month. The rental homes can also increase in value over time. Jim started with a single property and now owns dozens across the country. He thinks that anyone can have the same level of success by working hard to find deals. Jim plans to write a few more books on real estate before retiring.

Linkedin: https://www.linkedin.com/in/jim-toner

Rodrigo Terpins Is A Rally Driving Entrepreneur

Who Is The Brazilian Rally Driver

Rodrigo Terpins is very popular in Brazilian sports. He thrives on the rush he gets from rally competitions. Although he has been in more than a fair share of rallies, he gained most of his popularity from being in the Sertoes Rally. His father and his brother are into sports as well. His father is Jack Terpins, he used to play basketball as well as lead a couple of political groups. His brother, Michael Terpins is a well known rally driver like Rodrigo. They have their own group called the Tea Bull Sertoes Rally Team. They have been in more than five rallies together.

 

Education And Career

Rodrigo Terpins attends the University of Sail Hilaire. He got his business management skills from there. He was able to use these skills while working his way up to president at Lojas Marisa. He left the seat in 2007. The next year he created a company, T5 Participacoes. Even though he is still active in the business world, the focus of his career is on rallies. The company has been credited with putting together some of the best racing shows in Brazil. Rodrigo always credits Michael for the success they’ve had together. They both have a positive outlook on the future of rally sport in Brazil. You can visit creativetreets.com

 

 

Rodrigo In Business Today

Rodrigo Terpins created Floresvale based on the idea and want to make a business regarding environment and sustainability. A large part of the wood that is extracted in Brazil doesn’t have certification. He and his buddies decided to have an ethically ran business that supported the environment and also boosted the amount of certified wood. Rodrigo’s days are pretty busy. He splits his days between the city and the countryside. He tries to stay connected 24/7 so he can keep business going during his commute. He brings ideas to life by discussing them with his partners. Together they find the most cost effective ways of getting a return on the investment. One trend that excites Rodrigo is the environmental conscience that is starting to develop in society. People are starting to care where the material for their items came from.

 

Inside Ryan Seacrest’s Workout Plan

Ryan Seacrest is a well-known radio personality for “On Air with Ryan“, “Live with Kelly and Ryan” and is the host of American Idol. He is also a generous philanthropist with his foundations. An article by Ask Reporter writes about Seacrest’s workout plan and what he has been up to recently. The radio personality was spotted enjoying dinner with his girlfriend and hanging out with friends in Italy. Ryan loves food and more importantly, loves to stay fit as he is mostly vegan. According to the Hollywood Reporter, Ryan is a fan of detoxes to cleanse the system and stay healthy as others like Gwyneth Paltrow have done it before. At times the individual does cheat eating mashed potatoes smothered in garlic and butter, but he stays fit by working out. Once a fat kid who was embarrassed greatly by it, he turned it around by strict discipline and commitment. He remembers being ashamed and not being happy with what he saw in the mirror.

Ryan Seacrest stresses the value of balance and for others to do the same to stay healthy physically, but also mentally. The philanthropist stays on top of working out and treats them like meetings that can not be canceled. In an article from Men’s Journal, it says that even during a break from the show due to commercials he does push-ups or do some reps with some low weight. Since he also has to travel around to different places in Los Angeles, he keeps two lockers filled with gym attire. The fashion line owner loves to eat some healthy snacks like vegetable juices and almonds. At times just like anyone, he does have cheat meals but stresses for individuals to work hard and stay focused. Ryan Seacrest went years without stretching after running or lifting weights and it caught up to him later on so now he carries around a ball to stretch. He adds that in getting older one has to adjust to it and make a new routine. One activity that Ryan enjoys doing is swimming, which can be a great workout for many. The businessman ends on a note of going to the gym, doing cardio, stretching, doing yoga, and biking to stay healthy.

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Article Source: Ask Reporter Article

Jason Hope Hopes On Anti-Aging Drug

As human beings get old, diseases that affect them also increase. These diseases can ultimately lead to loss of lives are even making life unbearable at old age. Some of the diseases associated with old age include cancer, blood pressure, Alzheimer’s disease among others. Old age diseases have some sort of cure, but the biggest problem with this kind of cure is that it does not address the root cause of the problem. Instead of the current solutions addressing the reason why we have old age diseases, they focus on treating the condition after it has already emerged. This is an approach that has not been beneficial to humanity as they still face these diseases generation after generation.

Follow Jason Hope on LinkedIn

Now, we are about to see a change in the manner this issue is approached. Jason Hope, an Arizona based entrepreneur, is employing a different approach to doing these things. He is looking at the possibility of coming up with a solution that will last for a long time. The solution that Jason Hope is supporting will slow down or stop the aging process in human beings. Jason Hope is donating his own money to an organization known as the SENS Research Foundation. This is an organization that has for the past one decade been in research work, trying to come up with a solution that will go to the root-cause of the aging challenge.

Jason Hope has supported this organization by providing $500,000 which has gone to holding annual conferences as well as building a research laboratory in Cambridge. Through this organization. Jason Hope sees a great future in the treatment of the health issues that affect humanity. We are no longer going to live in a time where human diseases will be a major problem. Once we have a drug that can treat the cause, we shall be in a position to eradicate all other diseases that affect humanity.

The anti-aging drug research is going to be very helpful to the people as it is going to make human beings enjoy good health for many years. One will be 80 years old but still in great health shape.

Learn more about Jason Hope: https://www.wingsjournal.com/jason-hope-airlines-internet-of-things

The growth of Fortress Investment Group.

Whenever Brightline announces, it’s making a new investment anywhere it’s usually received with a certain level of expectation and joy. This is because they have come to be associated with a certain level of excellence, especially in the private rail business. They recently introduced the Miami-Fort Lauderdale train this was an investment that most residents had been craving. The commute between Miami and Fort Lauderdale is one that takes approximately thirty minutes when there is no traffic, however this is not usually the case at peak hours, and it turns into a two-hour ordeal. The train has also been keen on ensuring that their schedule is within the desirable hours by most commutes running the first train from Miami at 7.10 am while the last one will depart at 11.30 pm.

This schedule was to ensure that every demographic was adequately catered for. This journey will take on average 35 minutes traveling at speeds of seventy-nine miles per hour. The Wes Edens’ Brightline train is part of the larger Brightline group of privately run rails owned by the Fortress investment group. The Group has been known to invest in private rail since the mid-2000’s. The fortress investment group which began in 1998 born of an idea by three investors has become a 1.1 billion revenue-generating firms. The Fortress investment group has grown under the stewardship of its founders and other key leaders that include Peter Briger a man recognized as one of the most influential business persons in America by Forbes Magazine. The current CEO was in charge of the groups IPO with the help of Goldman Sachs and the Lehman brothers.

The group at the time was managing around 72 Billion dollars quite the growth considering that they began the group with about four hundred million dollars. This has seen the Fortress investment group expand its business across Europe, North and South America as well as Asia. Asia has been one of the markets that have seen very first growth with the group opening offices in Singapore and Shanghai China. The Fortress were, however acquired by The Softbank Investment Group, which has been very instrumental in growing the equity available for investment at a time when private equity investments were stagnating. This has been very good for Fortress one of the first Private Equity firms to list on the New York Stock Exchange before it became private again after the Softbank acquisition.

Mark Mofid: Innovator of Gluteal Augmentation

Mark Mofid is a plastic surgeon at San Diego Skin that specializes in gluteal augmentation. He also works at the University of California as a clinical faculty member. His office is located in La Jolla, San Diego. He is board-certified by the Board of Reconstructive Surgery and the American Board of Facial Plastic. He is well- known in the surgical community for his cutting-edge research on gluteal augmentation implants. Dr. Mofid is known for always putting safety first. He received his medical training from Harvard and Johns Hopkins University. Patients tend to prefer more massive results in the gluteal augmentation industry. However, Dr. Mark Mofid prefers being safe instead of receiving higher pay. He believes in marketing good lasting results. In other words, he focuses on providing a service of quality versus a service that is the more expensive. After noticing the many issues with implants such as possible sagging and being incompatible with the individual’s muscle structure, he created a solution using his own money to help back the research. The implant designed by Dr. Mark Mofid is better than the generic implants because they look more natural, and have better intramuscular positioning, which means the chances of sagging is diminished. Individuals seeking gluteal augmentation now have the peace of mind knowing that there they will achieve the results they seek. Dr. Mark Mofid has spent years researching how he can enhance gluteal augmentation. Not to mention he has extensive knowledge of the skin, fat, and their correlation with the muscle systems which makes his research findings more trustworthy. He partnered with Dr. Raul Gonzalez, who is another well-known expert in the field. Dr. Mofid’s primary goal is to ensure that patients remain safe and that they get beautiful results. His invention of a more reliable gluteal implant will surely reverse the number of medical accidents, adverse side effects, and complaints that have made headlines in the past.

https://www.doximity.com/pub/m-mofid-md

Waiakea Water is One Step Above Other Beverage Brands

Waiakea Hawaiian Volcanic Water will be the first bottled water brand to use a fully degradable plastic bottle. The company announced that its new one hundred percent recyclable bottles will be launched sometime this year. The technology behind the new plastic bottles will help the speed up its degrading process to fifteen years, as oppose to regular bottles that could take over a thousand years to fully break down. Waiakea Water is hopeful that many other companies that use plastics will tag along and utilize this nano-degradable plastic technology and help save the environment.

Waiakea Hawaiian Volcanic Water is an American bottled water company that was founded on June 1, 2012 by CEO Ryan Emmons. Ryan Emmons created the Hawaii volcanic water brand after vacationing at his Uncle’s home in Oahu, Hawaii and tasting the naturally filtered water from his well. He wanted to find a way to share this pristine water with everyone in the world and after a few years, Waiakea Water was launched and was the first premium water brand of its kind.

Waiakea Water’s main source comes from the rain and snowmelt that courses through the gorgeous snow-capped peak of Mauna Loa, an active volcano that’s located on the biggest island of Hawaii. The naturally filtered water carries natural alkaline that provides the Waiakea Water pH with high levels ranging from 7 to 8.8. The premium water tastes smooth and is filled with essential nutrients and electrolytes that helps promote energy and other benefits.

After teaming up with the charitable and ethical organization Pump Aid, Waiakea Hawaiian Volcanic Water was able to donate 650 liters of clean water for every liter sold to many rural regions of Malawi. Pump Aid is well-known for their contributions to the African nation and has installed many wells and Elephant Pumps‘ across every rural part in Africa. As of 2016, Waiakea and Pump Aid had donated over 500 million liters of clean drinking water to Malawi.

http://www.medicaldaily.com/alkaline-water-vs-plain-drinking-water-can-waiakea-bottled-water-lead-optimal-health-330396

Susan McGalla, Paving The Way For Female Executives

Diversity in the workplace creates innovation, grows a businesses talent pool, improves employee performance and allows individuals with a variety of talents and skills to collaborate together. Studies have shown that a company with a gender-diverse staff will most likely outdo a company that is male dominated. Sadly, there are still only a small percentage of executive level positions held by women in the workforce.

Throughout her career, Susan McGalla has recognized the struggle women face at reaching executive level positions. She has made it her mission to help pave the way for women to reach the highest honor possible within their organization. At a young age, Susan was taught that she must work hard to get what she wanted. Her dad was a football coach that didn’t go easy on her just because she was a girl.

Susan worked for the apparel brand American Eagle Outfitters at the time when the executives were all men. She worked her way up to becoming the president before moving on to found her own company, P3 Executive Consulting. She currently is the Vice President of Business Strategy and Creative Development for the professional football team the Pittsburgh Steelers.

While Susan has achieved tremendous success, it is still difficult for other women to obtain these opportunities. Susan believes in initiatives and networks for women to come together and support each other in business. Such initiatives allow women to compare strategies with one another and become educated on the latest business trends. Susan McGalla wants to break the cycle of gender discrimination by creating executive sponsorships. An executive sponsor acts as an advocate for women, and can help them complete important assignments, lead projects, or create opportunities. This is a positive program that can encourage male executives with incentives, to mentor serious businesswomen. This collaboration benefits everyone involved since the statistics have shown that companies who do this outperform other businesses.

Banco Bradesco SA‘s Rise To The Top Courtesy Of Its Leadership

Headquartered at Osasco, in the metropolitan region of Sao Paulo, Banco Bradesco SA epitomizes a successful brand built from scratch by a visionary entrepreneur, Amado Aguiar.

The bank’s 74 years of existence have been characterized by sustained growth in all aspects of banking including number of account holders, branch network, assets, deposits, loans granted, etc. In fact, eight years after its launch, Bradesco emerged the largest private bank in Brazil.

Although many factors contributed to Bradesco’s growth, its leadership especially top management led by chairman of the board of directors and president have been instrumental in charting the growth path for the bank. So far, Bradesco has had three chairmen and four CEOs according to valor.com.br. Being the founder of Bradesco, Amado Aguiar assumed office as the first chairman and president of the bank. In 1981, he relinquished the presidency to Lazaro de Mello Brandao, the immediate former chairman, while remaining as the chair of Bradesco. With Amado Aguiar’s passing on in 1991, Lazaro de Mello Brandao was appointed to succeed him as chairman.

Holding both roles between 1991 and 1999, Lazaro de Mello Brandao continued Amado Aguiar’s legacy of expansion and innovation. For example, Lazaro de Mello Brandao spearheaded the purchase of Banco BCN in 1997. A year earlier, he had initiated the launch of the first Latin American internet banking system. In addition, Lazaro de Mello Brandao established a culture that favors the elevation of Bradesco’s staff to leadership positions within the company.

Read more: Bradesco deve anunciar sucessor de Trabuco antes do Carnaval


Lazaro de Mello Brandao resigned as president in 1999, allowing Marcio Cypriano to take the wheel. Lazaro de Mello Brandao and Marcio Cypriano’s tenure saw Bradesco acquire ten smaller banks. Among the banks acquired by the bank are BBVA Brazil and American Express Brazilian branch. In addition to expanding locally, Bradesco commenced operations in Argentina during the tenure of the duo. Marcio Cypriano abdicated duty in 2009, and Bradesco’s fourth CEO, Luiz Carlos Trabuco took over from him.

Once again, Lazaro de Mello Brandao reigned as chairman with Luiz Carlos Trabuco as president. The two bought more banks such as Ibi Brazilian and Ibi Mexican. The acquisition of HSBC Brazil for $5.2 billion, spearheaded by the duo, topped the list of Bradesco’s inorganic growth strategies.

Were it not for Lazaro de Mello Brandao’s wilful resignation, Luiz Carlos Trabuco would have ended his tenure with Lazaro de Mello Brandao still the chair of the board of directors. Luiz Carlos Trabuco is scheduled to retire in March 2018. However, towards the end of 2017, Lazaro de Mello stepped down; Luiz Carlos Trabuco succeeded him.

The implications of Luiz Carlos Trabuco’s Impending Resignatio
Bradesco has to appoint a new CEO ahead of time. As expected, the bank announced that it would not consider non-Bradesco’s employees for the position. With the bank’s stance, it can be concluded that Bradesco is planning to elevate one of its high-ranking executives to take the mantle from Luiz Carlos Trabuco. Some of the executives likely under consideration include
• André Rodrigues Cano
• Octavio de Lazari
• Marcelo de Araujo Noronha
• Josué Augusto Pancini
• Domingos Figueiredo Abreu
• Alexandre da Silva Gluher, and
• Mauricio Machado de Minas

Visit folha.uol.com.br for more information about Luiz Carlos Trabuco.

Brazil’s Private Banking Sectors Icon, Luiz Carlos Trabuco Cappi

When talking about major business trends in Brazil’s economy, one is likely to come across the name Luiz Carlos Trabuco Cappi. He is considered a great business icon in Brazil’s private banking sector. This is through his achievements, specifically as the Chief Executive Officer of Bradesco Bank. This includes being named as Brazil’s entrepreneurial personality of the year 2015.

Considered as a humble man, Luiz Carlos Trabuco Cappi nature is one to emulate. Through his hard work, enthusiasm, effective futuristic planning, and risk taking characters, he managed to become the president of Bradesco Bank. This took him a total of 34 years demonstrating his consistency.

Luiz Carlos Trabuco Cappi started his banking career at Bradesco Bank branch in the city of Marilia. This coincidentally happens to be his local hometown where he was born and raised. Despite not undertaking a business related course in his university, his passion for entrepreneurship kept him going. He studied Philosophy at Sao Paulo University where he successfully graduated.

His first employment position in the bank was as a clerk in the year 1969.For a period of four years, he was promoted to the marketing department where he acted as Bradescos Marketing Director. In each position he was appointed, he proved his leadership skills. This enabled him to be promoted as the banks Vice President. Luiz Carlos Trabuco Cappi gradually worked his way up the various leadership positions to becoming the CEO.

His appointment came as a result of the bank’s policy on the maximum age limit of the acting bank’s president. This was set at the age of 65 years. He took over the bank’s presidency position from Mr. Cypriano, who had reached the maximum required age. This was through the company’s board agreement. Bradesco Bank has had a legacy of being the largest private bank in Brazil. This has been through its capable leadership. The management had to ensure they were selecting the e right man for the job.

Brazil’s private banking sector is considered to be very competitive in nature. This is through the various private banks that compete for dominance in market shares. Itaú Unibanco is one of the promising banks in the private sector. With its aim of dominating the Brazils financial economy, it became the major rival bank to Bradesco Bank. 2015 marked a great year where Luiz Carlos Trabuco Cappi managed to turn the tables in the Brazilian private banking sector. Spending over 5.2 Billion dollars, he managed to purchase the main branch of HSBC bank in Brazil.

This was a game changer move that placed Bradesco Bank at the top of its major rival banks. It enabled the bank to increase its number of branches in Brazil, accounts, capital, and was recorded as the highest investment Brazil had ever witnessed. Luiz Carlos Trabuco Cappi was named as the entrepreneur of the year in Brazil’s 2015 financial year. This was his second time receiving the reward. In 2013, he also managed to earn the award. Until date, this move still contributes to Bradesco’s dominance in the market.

Luiz Carlos Trabuco Cappi used his fame to revolutionaries’ leadership in Brazil and promotes the growth of the private investment sector. He insisted on the role of the government in supporting private investment banks. At one point, he was approached by Brazil’s former president, Dilma Rousseff, who offered him the Ministry of Finance docket which he declined.

Luiz Carlos Trabuco Cappi did not only offer leadership. He ensured proper service delivery. According to him, he considers service delivery as the main aim of leadership. As a campus student, he was involved in leading campaigns that enabled Christ the Redeemer statue being selected as a world’s wonder. He also uses his influence to encourage his fellow Brazilians to invest and never lose hope. He leads various financial groups and organizations in Brazil with an aim of improving service delivery and business growth.